@Nathan Shankles,One is a fixed amount taken out, with fixed repayment (installment loan, like an auto loan) whereas the other is more like an credit card (revolving and payment determined by how much you have charged). 

Coming from a Marine Corps Vet who had auto insurance with them: USAA is hot garbage.

Thank you and you are so right -  I consulted an attorney online: once the tenant filed for bankruptcy, they got an auto - stay and that prevents the landlord from giving the tenant a termination notice.

The only hiccup I noticed was that my tenant had to set up auto pay again.

Sorry that was auto correct typo from my phone.

Pretty easy.I have a savings account for all security deposits.I have another savings account for capex - each rental checking account contributes to this savings account monthly (auto deposit).

The other problem is the stats change, I do new soil farming every 6 months to determine changes and recognize changes in my research.  1. reasearch, research, Research your area2. set your criteria, ROI limits, and geo specific areas3. setup auto search systems or notifications4. rinse and repeat : Goto to step one

Then, she uploads them to a software called Zubtitle ($19/month) that auto subtitles them.

I'm not a landlord but this is just for personal single owner home and my current auto is through GeicoAlso are umbrella policies mostly comprable or I should ask for a declarations page to study them to see what's covered or any specific questions I should ask?

I would look into Calumet City, and Sauk Village.