You should know what the property is worth and stick to that. 

An expert will be known here from the content they post.With that said, I want to encourage you to stick around and be a valued member in our community, this comes with time and contributions (for free) here on our site.

That is so much more expensive that a stick built house.

I currently work a 9-5 m-f day job ( that will change here in the next few months) so there's not a specific day I'd prefer right now that would stick. 

And I would stick for one business model.

Here is what you can do as sort of a measuring stick to determine what level of kindness you should display.

But the exemption requirements are re-stated in a few places in DF's text and I believe the LMLO is actually not "required" but in my view a smart service to use as well as sticking to 43% DTI or close to it.I know I deviated off this tread's focus of "servicing requirements", which sane lenders will now use one of the national servicers or should have been using a servicer all along.

When I show empathy and ask for proof to help them, I never hear from them again.I would stick to that.

Bottom line, it may be an affordable option vs. modular or stick built (custom home) which have become unaffordable for many.

I currently stick to all in costs of 200k or less, so that limits my options.