Seeking advice: should proof of funds letter show "just enough?"

[Kelly Byrd]

My wife and I are making offers in an effort to get our first deal. Where it makes sense, we are making cash offers and offering to close faster to get a better price. Unsurprisingly, our agent is asking us to provide a verification of funds. My bank will only provide a letter with an exact account balance. So if our offer is $53,000 an we have a $123,456 balance. The bank's letter will say: "this account balance is "$123,456 as of 6/27". I would prefer the bank's letter to be less specific, something like: "As of 6/27, this account has at least $53,000". 

I have two concerns about this:

1) With an exact balance, I am giving more information about my cash on hand to people I don't know, in general this sort of thing bothers me.

2) Does this reduce the chances of my offer getting accepted with the seller? Will they see my $53K offer, see my >$100K balance and think "These people have enough to pay my $60K asking price!"  

It's not hard (but is extra work as I end up producing a unique letter per offer) to temporarily transfer balances around to produce a proof of funds letter close to the asking price, but I'm looking to streamline where I can. Any advice is appreciated.

[Chris Haas]

I would say it does reduce your chance, or at least influences the negotiation as you describe. As cheap (free) as accounts are to open, why not open another account and transfer in what you want.  Then get the letter based on that account, or use a bank statement with the account # blacked out.