Townhouses often do include the land they sit on, but there are common areas that are owned by the HOA or some other entity.

Chris, sorry your question got smoked, there are many ways to ensure privacy for owners of larger operations that can not be pierced in two hours, even by the justice department or intelligence agencies or even the IRS as not all agreements, assignments or deeds must be filed, they can sit in a lock box.

It's probably just going to be easier just to pay the bill than sit and fight about it.

Sit down, read and ask plenty of questions.

@N.A N.A I recommend sitting tight.

I decided that sitting on the sidelines trying to learn everything wasn't working for me so I decided to go cautiously full steam ahead.

I would recommend sitting down with a couple mortgage lenders from national (big) banks and a couple from local or regional banks.

Some people know that the money sitting in the bank is more of a liability than a nice income stream.

Sit down with a mortgage broker, get pre approved and you'll find out what you qualify for, and you'll get an idea of the cash you'll need in addition to the minimum 3.5% down payment.

Still sitting empty after a year and really not much closer to collecting rent.