Haha) You can see the culmination of this with the recently announced redevelopment on East Broadway around Shelby Street, which is also getting a lot of positive pressure from Paristowne just to the east of it.I've posted my feelings about this plenty of times on BP but inside 264 I feel pretty strongly that the next POPs are the Warehouse District (east Portland) and the eastern half of the Russell neighborhood (east of 22nd street).

Feel free to reach out if you have any questions!

Cash flow is hard to come by in the Boulder / Denver markets and although the extra monthly cash flow would be great, and there's plenty of places in Iowa that will cash flow, I'm wanting to scale quickly and feel Colorado would be a decent place for that. 

I ended up expanding my personal credit by $8,000 on my own.

Do you find yourself dedicating a lot of time to the business personally or is it almost entirely passive for you with your full-timers handling 99% of the day to day?

We may have three or four different purchases (to keep the personal items separate from the individual business expenses.) 

I have a stong feeling that my clients would not be adding ADU's to their properties if they were not able to get their monies back out to keep investing.

Personally, I value communication.

You need an attorney.HELOCs are mostly an online application but because you state is a small local bank I GUESS Mom went in person and applied with a teller or the manager.

I feel like those kind of fixes can be estimated when getting a house inspected and appraised. knowing when a new water heater was put in or when a roof was replaced, these all have life expectancies and yes accidents happen but if this is happening on a regular basis for you, like I said, I have concerns.