If the tenant is negligent does the insurance still pay out?

He is the one paying the rent though.

If the tenant is moving July 31, why do they have to pay another month's rent if you close later in August?  

I rent it out as a vacation home to others too... this helps pay the bills.

This kind of doesn't make much sense since something under construction is not going to have cash flow - I'd check out hard money or "ground up construction" private lenders

Two questions here about paying off a PML:1.

So, I could still use or lease the lot once I have the deed just wouldn't be able to sell it or clear the title with the lien there or would they force me to pay off the lien before using it?

It's "not there fault" it's the rich..... the "rich not paying there fair share".....

You can pay $99/mo to get 10000 leads from Propstream.

My insurance is more than double for what I pay for a SFH in the same area.