Great catch @Wayne Brooks, I thought they moved in and stayed from 17 - till present.

I have heard that if lenders catch wind of you wanting to rent out a portion of the house then it can muddy the waters with an owner occupied loan.

Here's the problem, those personal loans are catching up faster than I can pay off the monthly payments.

Game room with arcade games, pinball, pool table, shuffleboard, darts & Big Screen TV'sThen there are the peacocking elements (Things that catch someone's eye and make your place unique): fire pit with custom octaganol bench swings around it, a tee pee on the grounds, yard games, swimming pool with a water feature or LED Lighting. 

Also, properties seem to be going faster than Zillow can even catch up.

When the power gets back on, use the cord to snap the lever on the track back into place and operate the opener, it should catch the door and go back to normal. 

If I understand OF correctly, I wouldn't necessarily need your typical underwriting requirements (pay stubs, tax returns, etc), more so the ability to catch up if the owner is behind on their payments, or if the house is in need of repairs.

My property manager called me today to say they’re not sure my tenant who is 4mo behind on rent is going to catch up.They suggested I could send to their collection agency, or once the tenant leaves, file in court for a judgement against them.Do I have other options?

Lenders have been slow to catch on to the STR wave, and the ones that do it will generally want to make sure the property would debt service as a LTR as a fallback.

Thank you for catching the refi amounts, I believe I had my numbers incorrect there as well as lower closing costs.