You can even get investor loans on 1-4 unit properties that do not factor in your income, only the debt service coverage on the property you are acquiring.

Develop the moxie to enforce those terms.

@Drew Slew, find an experienced contractor / developer to partner on this deal.

Also, Im currently in the process of developing a 49 lot subdivision which should be breaking ground in the next month or so.  

Important factors are the type of property (condo, 1 family, 2 family, etc) and the town it is located in.

Your DTI is not a factor

During your underwriting make sure you are not being overly aggressive with factors related to these items (and other items you may find in your own research). 

This was primarily done so I could have more control over my own career/earnings, but I retained every aspect of the company (including it's 4 employees) and re-branded with a new name and mission as she was a great appraiser but not much of a businesswoman.I didn't have the liquid assets to buy the business outright, and it was a bit wonky in the math anyway since I was a top producer, my gross earnings couldn't really be factored in to the totals as I would have made that anywhere.

Do not develop a defeatist attitude toward your business.Go to your local court office and a clerk will walk you through the process.

Obviously cost would be the main factor, but everything else is exactly the same.Yeah, numbers are key.