Good question, also if people use specific apps or computer programs.

Everything is on the computer and there are very few blanks to be filled in on the standard IN contract.  

I have also found that connecting with people- going out to coffee, setting up meetings, has lead to a lot more actionable steps then just sitting behind a computer and reading blogs.

Sometimes I get tired of staring at the computer screen, and read from the book (I can highlight also for later review), then jump online to take the quiz at the end of the chapter.  

They just do it via computer these days. 3rd party appraisal is done by appraiser who you order or lender orders. 

Like this computer wont let me get on facebook at all.. not sure why ... but I don't miss it... :)

Go to the local county court house and ask to look up probate records, there is usually a computer there to do it on but sometimes the records are online too.

Even through you can spend a lot of time behind your computer, there will be a time that you need to communicate with a broker or seller.  

Other recessions are incredibly short but painful (e.g. 1987 black monday stock market crash), in which case typical investors who have money in the stock market will be completely unable to cash out faster than computer algorithms.Of course your strategy to refinance cash out could potentially set you up to buy a lot of properties at rock bottom prices, but it could also mean your properties go "underwater," and I don't even know all the negative effects there.

I would suggest calling an appraiser and for between $25 and $100 you can get a value check or a desktop appraisal and find out what it is REALLY worth.When your ready to put yourself between a rock and a hard place you need the facts - might be the best $100 you spend.As for a refi - you do not have many options - getting financing yourself doesn't seem to be an option - so - get a partner - mom/dad/ brother/sister friends neighboors - just know you may forever ruin that relationship so be prepared to lose that relationship over the deal.