Now I would like to transfer it back.

The deposit to hold states that if they move in when agreed upon, the deposit is transferred and becomes their security deposit.

My wife talked with our agent and she said her new role at her agency did not allow her time to give our house the appropriate attention and she would like to transfer us to her broker.

Risk parity, although more commonly applied to stocks and bonds, is a studied portfolio management theory that you may find interest in and find you are able to glean knowledge that transfers directly into real estate.Take care!

In addition when you do decide to form LLCs to transfer your personal properties in the future you have to transfer the deed to the property and (at least in NJ) have to pay realty transfer tax which I just did for one property that I owned in my own name for several years (I had an umbrella insurance policy)  and it cost me $1300 to pay the tax (far more than setting up the LLC).

@Macen DiPaolo search youtube for "Jim Zaspel Pennsylvania" He explains how you can record an option in order to avoid the double transfer tax ;)

On another thread someone suggested involving my CPA on the front end to ensure that both real and non-real estate assets that are transferred are given appropriate values as this will impact depreciation expense of the real estate assets.  

They set up the exchange with the closing company, handle the transfer of funds, and consult with you to keep you on the straight and narrow.You are correct. 

When the policy owner passes away the policy would transfer to the estate as a named insured.  

This software has some hidden fees in ACH transfers, which are charged to the property manager for every ACH transfer a total of $.50 and could be more depending on the days it takes to transfer.