Most of the time, the 'upscale' aspect of that kind of design is simply not there, it becomes sort of kitschy/cheapish.                                                                                                                           

@Benjamin Greene You have gotten some sound advice regarding the lending aspect of things on here already, but as a whole I think it is a very good strategy for both you and your significant to house hack separate owner occupied properties.

*And I will note that I have a fairly conservative/cash-flow approach to real estate and always have at least 3 exit strategies on every deal, just in case…if you're considering becoming a private lender, I would strongly encourage you to get to know your borrowers AND their investment strategy [critical]**I apologize for the long post, I just wanted to share how my Private Money Lenders changed my life as an investor.

The valuation & title work are the two biggest time consuming aspects of any loan.

There are other aspects  of the new laws that may affect building.

Have you ever hear of or worked with someone who has exhausted all aspects of contacting the last person which is an heir to a property?

An attorney for the legal aspects and a CPA for the tax implications.

So I wouldn't be too shocked if investors just start dominating aspects of the markets, buying up SFH starter homes of 1500 sq feet.  

I am brand new to real estate and the investing aspect of it.

Disclosure is critically important."