Do you recommend I buy a house in my government name and then transfer the title to my business or just buy in my business name from the jump ?

I'm based in Miami, and interested in building new construction

@Myriel Pita, you're in a seasonal business.

I met a future business partner at a live auction although it didn't work out.

She or he is themselves an entrepreneur, perhaps their exit plan is to get the business up and running, and then sell it somewhere in that 5-10 year window. 

Some towns only look for the the proof of Workers Compensation but if they filed proof, it may lead you to who their insurance agent is.The Builders Risk policy covered the property during construction for fire, theft, vandalism, etc. so it would not apply to these claims. 

Banks all state payments transferred within 24-48 hours, but reality is unless you both have same bank, it's 3-5 business days.2) Via BillPay check-You just need their name and mailing address.

We’re on the same page about wanting everything well-documented and on paper to protect both of us and maintain a business relationship.

Tell them you would like a construction loan interest only first to make some changes, before locking into P/I on the new properties. 

@Randy Horner It would be awesome if you could stop by their office to confirm that it's a legitimate business!