I don’t have 20% to put down, so I can’t obtain a traditional or investment loan.

We are looking at new construction in my town, which has an extremely strong market, with these numbers on a 1600 sf two story, 3 bed/2.5 bath, traditional style (Ross Chapin Pocket Neighborhood/Goodfit plans or similar, if you are familiar with that architect). $60,000 lot$200,000 construction cost$450,000 sales price We could do a few single infill projects like this, or I have a few off-market parcels that I'd like to secure with 4-8 lots. 

How do your earnings compare to a long-term rental where the tenant pays for utilities and landscaping?

Adding a couple of those could be cheap compare to an extra month of carrying costs.

Shouldn't affect your traditional lines of credit to do more deals with.

FHA appraisals are a bit more stringent compared to a conventional loan appraisal.

Now, it really depends on the scope of your project because these fees might be really low and insignificant compared to the total cost of the project.

Or, are each and every individual deal so unique that they can't be compared?

I did quite a bit of research when I heard about the HELOC to pay off you mortgage and then using that account as your main account to funnel all your income and expenses in/out of etc etc.....the principle is that you will have on average a lower balance that your are paying interest on each month etc.....and read a lot about comparing that method vs just applying extra principle to your mortgage.

I have been monitoring foreclosure auctions in Pinellas County, FL and I need some help in understanding a few things:1- In some cases, I see the Final Judgement Amount is pretty low compared to the assessed value of the house.