Or do you go back to google and write reviews about them not honoring the warranty?

  (98% of our leases require rent to be paid on the 1st of each month.)HOWEVER, if the tenant does not use EFT or other e-payment or credit card, and they write a check on, let's say, the 10th of the month, we must wait until that check clears the bank.  

(Also the rent would be taxed around 25% because of my tax bracket, and it seems like depreciation and other write offs would only cover 3 or 4K each year)Is my math off?

write it as a long term and see if it pass the commerical loan overlays

Get your terms in writing before work starts and get and verify insurance for the subs doing the work, or assume you're self insuring them - which is not favorable.

Write it out this way…Income: Rent coming inGuaranteed Expenses: prop taxes, insurance, mortgage interest (NOT the entire payment use an amortization table).This is your best case.

The lender can write TBD in the property address line as long as they know what state it's in. 

I'm writing a seminar on this now specific to our market to publish on a new website Q1. 3.)

IMO the best idea might be to write all of the numbers out and see what works for you.

Tax write off and keep the zoning.