-Willing to give me their cell phone number.

But don't get too excited, because deductions of normal expenses like cell phone and home office deductions are hard to justify with only one property. 

Jake & Gino also have one as well as Vinney Chopra.Best of luck with whichever you choose,Adriel

Too many bad cell phone pics that are unclear, blurry, upside down, sideways, or simply just not enough pictures on the listing - ALL drive me insane.

Which ever you choose, do not ignore and analyze the deals out there.

I actually panicked and sent security deposit back ( there were no damages) on 11/14. on the 17th I received the electric bill for $40 because she turned it off on 10/2.I live in PA and thinking I may be in trouble. tenant landlord law reads 30 day period starts "....at lease termination or when tenant surrenders and landlord accepts apartment whichever comes first". not sure exactly what "accepts" means.

Home Depot / Lowes have a few options in the $150-$200 price point that offer 4 zone monitoring, 110db alarm, and auto dialing to cell phone(s) with no monthly service fee / contract.Example - (http://www.homedepot.com/p/SkyLink-Wireless-Security-Alarm-System-SC-1000/204176820?

If at the time of the call, should I decide (subject to your credit approval) to refinance the outstanding loan balance with you, I understand that the ANNUAL PERCENTAGE RATEshall not exceed my initial ANNUAL PERCENTAGE RATE OF______________ % plus two percent (2%) or the prevailing ANNUAL PERCENTAGE RATEfor this loan type, whichever is lower.

As for HOA's, the bank is responsible to the HOA for one year of dues, or 1% of the original Mtg amount, whichever is less...assuming they did the foreclosure correctly.

The lender will always specify that the Loan to Value percentage is based off either the purchase price or the appraised value, whichever is lower :( So as many have said here already they will not allow any reduction in price to be considered.