This would have to be retroactive to the date of her Active Duty enlistment (or orders if guard/reserve) and apply up to 6mo after her Date of Separation.It can be a long hard road, but well worth it. 

I’m not making much on rent and the house needs HVAC upgrade as well as cosmetic repairs.

Then there is also a homestead exemption as well.  

I slept well at night, even with a portfolio of SF rentals in my name, because I had a $2M umbrella.When done correctly, an LLC adds another layer. 

Local to you in Mass as well!

This would be both a risk mitigation strategy as well as a bite size learning opportunity as I intent to manage close to all aspects of these for at least the short term (want to be an expert in the day-to-day operations before hiring this work out). 

It allows us to really serve our tenants well, which in return makes the owners happy.

In addition to Cleveland, OH, I would recommend looking into Columbus, OH as well!

Somerville - most areas in that town will rent well and if you can find something in Davis Sq that's the most ideal.

I have $500k in cash to invest as well as a credit score between 750-800.