My phone was in my left rear pocket and the case took the screw that claimed my pants saving my tooshie.

The PM should be hiring the local lawyer and making a claim against his/her insurance for having created this mess.

@Willie Cedillo I didn’t read what state you’re in but in California you have 21 days to get it in either his money back with an itemized invoice of what you charge them for if you don’t need that deadline he can take you to small claims court and get all of his deposit back

It's those maniacs that buy homes cash via quit claim deed off of craigslist that really get screwed.Make sure your property manager is a licensed real estate brokerage.Google Clayton Morris Scam and/or Morris Invest Fraud for a cautionary tale of what not to do when buying turnkey real estateUnderstand you can not eliminate all risk, only mitigate it.

Looks like 1 of the renter has filed for 3 claims in the past for total 7500.

You paid him based off a portion of your claim proceeds. 

Secondly, tenants can make wild claims about their labor and demand pay.

If you think you will go FHA, Conventional, FHA 203k, etc. and then Quit Claim the property, to a LLC, or a Land Trust you run the risk of the lender discovering a Title Transfer occurred and activating the "Acceleration Clause" or "Due on Sale Clause" that requires the loan to be paid in full, within 'x' number of days.

Hire attorney that specializes in this type of claim and sue for what you need.

When we compare costs to cover and what we have actually received in claims (we rarely claim, normally pay out of pocket to keep premiums lower), it seems we may be in better shape to self-insure.