@Jon Klaus$1300/mth in Fredericton, NB will rent a 3-bdrm row-house w/ utilities on the north side of the river and a 3-bedrm apartment downtown - w/ or w/o utilities depending on the age and finish level.

I was just wondering if real-estate offices have any entry-level jobs?

All of these things along with unit mix and being multi level or one one level and location can affect what rent rates you will get and how long to lease up the new building (absorption).For instance usually a 200 to 300 unit apartment building is constructed in phases and takes a few years to fill up.

It means they have taken it to the next level for consideration.

If they're not willing to that is a also a huge red flag.Overall, I believe if a borrower focuses on obtaining a level of comfort that is based on knowledge and transparency first and foremost that that can eliminate a lot of the riff raff.

If they were forced to have an occupancy inspection prior to move in and install smoke detectors on all levels of the home and perhaps, in all of the bedrooms, it could make a difference.

Find some way to put your skills to work while learning REI - ask lots of questions along the way.Understand your deficiencies - you mentioned capital/credit.

If you want to move a property quickly (and you do) polish your negotiating and people skills, provide a solution for a distressed seller, then if the deal is good it will quickly sell itself.

I think more of what you are asking is how the occupancy level and accuracy will affect what kind of loan you can get and how much you will put down and how much the debt service will be.A regular lender at 90% occupied maybe 6.5% fixed at 75% ltv.If you get into value add deals you will pay points and a much higher rate to fund and lower LTV.You will then need to refi after stabilizing about 1 year out.So you build the carrying costs into the amount of time needed.The books will determine the verified income and actual costs.From there you run your desired cap going in and that tells you around the price you want to pay.Now if the books are out of normal standard margins you have to ask yourself why that is (deferred maintenance,undisclosed credits to tenants,disguising fees paid to themselves in other line items,etc.)

Illustrating where investors are willing to park their money and collect.If you are a lower level investor and have time to hunt and pick on deals then sure you can still find deals where you make high returns.