Another deal closer to retirement.

Hi, I turn 28 tomorrow, (I have 11k cash saved, debt free except mortgage, 36k retirement, and about 60k equity in my home) and I’m slowing learning what I need to do to get where I want to be.

The “mansplaining” was the cherry on top.I am my sole support, and wanted to build the second home on my property to make my retirement more comfortable.

Retirement and Tourism, basically.

My wife and I went into our mid west investments 4 years ago with the goal of building a nice portfolio of paid for rentals before we retire from our W2 jobs.

A pie chart of retirement investment diversification changes over time from young investor to old investor - but the change is typically shown as a shift from aggressive mutual funds to more bonds or less aggressive.  

Hi Derek,Cashflow positive real estate will help your ability to qualify for a primary residence mortgage, not hinder, assuming an REI-friendly lender, and that you maintain adequate PITI reserves (if you have healthy retirement accounts, that'll typically do it). 

I want to leverage as much of the funds in these 2 retirement accounts as possible. 

If that's where you want to live, stay, retire and the ROI metrics are anywhere close to what you want: buy there.  

Usually the more doors per apartment building and/or the more money you put down, the more cash flow per door.You could also look into buying businesses (owning them, not running them), good old fashioned stock market investing (not retirement accounts, im talking brokerage accounts so you can actually use the moeny before retirement age) , cryptocurrency investing, or a mixture of all of them.