With this experience, I received the jitters.

Call text to set up a time?

Just means they received multiple offers and are giving buyers a chance to send in their highest and best offer.

Here is my dilemma:I have a property in escrow right now and am wondering whether to wholesale for a lump sum, or purchase for cash, rehab and sell on a lease option.Here are the numbers:ARV 90kPurchase Price 37KRehab 20kAssuming my money partner refis for 65% LTV; and sale in 3rd yr, after all is said and done here are the numbers and cash flows rounded:Period 0 – (-$57,700) Period 1 – $72,000 (Because of Refi & Cashflows)Period 2 - $6400 Period 3 - $31,000Total – $51,500NPV Based on 25% Discount Rate - $19,700Basically, because this is a no money down deal for me I will be receiving only 25% of all benefits.

@Matt Pitschman Yes, I did do exactly what you said, except the cash I received was enough to pay for the entire house in cash ($18,500).

Agreed, the financing does not make the property worth more, but I don't believe that is what she is saying. if her hard money loan costs are say $20k over a 5 or 6 month period, and by receiving owner financing, she can avoid those costs (or a portion of them), then she could "afford" to pay more for the purchase price in exchange for better terms which ultimately save money.I like how you are looking to get more creative and provide multiple options for you to purchase and he to sell.

If there is a huge difference, ask if the rates changed recently (perhaps give the date you received the other quote).Very important is the time frame in which the loan will close.

It is my understanding that the seller would only be taxed on the annual realized income each year he receives money from an installment sale.

It might but the best will always be...Receiving a written confirmation from a registered broker-dealer, SEC-registered investment adviser, licensed attorney, or certified public accountant that such entity or person has taken reasonable steps to verify the purchaser's accredited status

There may be a review period in which you can back out, here it is 3 days after receiving the condo doc.s, and you still have the financing contingency I would imagine.