I would like to tell them they can pay for a test themselves, but then what happens if it comes back positive? 

i dont pay attention to who we vote into our cabinets, but i guess it would be a good thing if we got a more diverse ethnic mix into ours

CI is asking for 1495.00 to get access to this IT tool then after 6 months the investor pays 79.00.

If you do, keep in mind that selling, without paying off the mortgage, violates the due on sale clause.That means if your lender finds out, they can make you pay the remaining amount of your loan if they want to or they can take you to foreclosure.

And HOA insurance coverage is very minimal so if something does happen, HOA likely won't be able to pay for much.  

This is proof of what they are actually paying and the current owners are not fluffing the books to make the assets more valuable.

Just curious, would you pay for a Driving for Dollars list in your desired zipcode or a boots-on-the-ground person?

I am watching it bring new life to towns that have been on a downward slide since textiles, steel and other big industries were shut down or moved over seas. 

Since I am new to real estate investing I was wondering if I would pay capital gains taxes when this property sells? 

Add cash flow and equity pay down for total return.