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If you're doing a risky flip, the return requirements will be higher. 

This will help people connect with you after determining how their goals, services, and resources align with yours.Include website links, social media handles, or other online profiles so that people can find you.

This particular bank will not support absentee (eg, lives in California or New York) borrowers, and requires a relationship.

You can call the city and ask for a list or you can look online at permit pulls under that license type it's all public. 

They want to send me to the commercial loan department where the rates are awful, closing costs are high, and the requirements much more robust.What if I just get a second-home construction to permanent loan, wait 12-16 months for it to be built, spend another 90-120 days furnishing it, and then refinance into a traditional 30 year fixed as an investment property?

If everybody's comfortable staying put for the next five years, you're good.This remind me of another factor you'll have to keep in mind: Ellis Act evictions require 120 days' notice.

But assuming I feel extremely confident in the proforma numbers, does the structure seem fair for the risk and requirements from each party?

They still are required to deposit one month's rent to the court within 5 days and continue to pay rent to the court monthly. 

Q1) Is there a minimum interest rate requirement?