The differences in a commercial mortgage and a residential mortgage are minimal.

The use of fibers or mesh will minimize the severity and frequency of the cracks.

The agents have referred us to the lenders they use, however we are still rate shopping and want to minimize closing costs in addition to getting a great rate.

I think it would probably be a waste of time for a guy who buys in my market segment.

What you dismiss as silly **** that I assume you feel no one should be wasting time on is very real and pressing to the one´s experiencing it.  

I did question the hours and he did say the hours included on site and off site hours needed to pick up the materials also waste needed to hauled away and disposed of.

Excellent questions.There is a base model that includes white glove installation with minimal site prep that starts at $64,000 with addons that increase in price from there.

The septic waste system will need to be connected to city sewer in the spring, which will run about $4200, and the house also needs a couple safety repairs/upgrades, which cost another $1500 roughly. 

Do not put in a bid and then bail after you look at it, it’s a bad business practice and your wasting the sellers and agents time.  

I understand any investment comes with risks and you must do your due diligence when investing in a property to minimize theses risks.