An "area" does not qualify the actual address has to be in the map.

I guess when I am saying GC this individual owns the crew and subs out almost nothing.

I guess your risk is losing the land if the construction loan defaults, or perhaps being dragged into any mechanic's liens from subcontractors, but hopefully you can figure out a way up front to be indemnified on that.

The lis pendens I'd guess is another few hundred to file.

The first promised I would spend actual time with the guy who founded the program.

I thought owner occupied loans are supposed be lower interest rates then non-owner occupied loans or DSCR loans also I asked the lender if she could adjust the purchase price to $750,000 to see if that would lower the interest rate and the interest rate actually went up to 8.625% and pay 0.353 points I'm thinking I should find a mortgage broker that can quote me with multiple lenders to shop the rate and loan costs instead of a direct lender Thank you for the help!

My guess is that you can't use a 1031 exchange to do what you want here. 

Recently got a salespersons license in California with the hope that this would lead me in the right direction towards investing and discovered soon afterwards that California is actually one of the worst places for investing.

Let's see how bad things get with Blue states in the future if people who actually own businesses, work for a living, etc. 

I actually had a call with one of NRIA's project managers back in 2020.