No unit can be rented more than 2 consecutive years and so on.Another piece to consider is even if the bylaws today allow rentals... this can be changed at any point in the future.

Active Income: Generally, passive income from real estate investments, like rental income, is allowed even if you are on an H2B visa.

Very well qualified borrowers can often obtain favorable terms from their existing banking relationship and sometimes even borrow against non-real estate related capital assets such as money market, life insurance or investment accounts.

We even include a link to the IRS article that explains this. 

Some even just walk away if they can't find a higher buyer, so get a large non-refundable earnest money deposit. 

I do believe $450,000.00 is a high number for a 2,200 build, but even if that number was more in line with where the construction should be, your margins are still really thin.

This must be done annually now even for one SFR.  

Can someone maybe even recommend some lenders that can help me out?

Even if you do everything by the book, chances are some home owners will eventually feel angry and resentful at you for taking their house from them and profiting from it, and all they have to do is file complaint with AG.

Thanks Matt, yes I raise rents every Jan 1st 10% but she'll still be at least $400 under market rent even after this coming Jan 1st.