You can do this by acquiring their license number and asking for a certificate of insurance (COI).

If the only way you can get started is acquiring a second property as house hacking isn't something your spouse will go for should you aim to have 20% down to get started?

There are non-tax considerations, especially so in the current environment.I'm hearing from my clients that it's very difficult to get contractors on the job and they're charging an arm and a leg because they all have an incredible backlog of work.In the current environment, I'd say the less risky path is to acquire a property without deferred maintenance and do a cost seg if it is beneficial.

I would agree with the others above, option 2 looks much better in terms of having more cash out to acquire another property that will give more cashflow than the 100 dollars you "lose" from the refinance. 

Edit: I see they build “container homes”….I would absolutely have them acquire the building permits as the structures have to be properly engineered/certified. 

I guess after the fact I can use the property itself as leverage/collateral to get business funding to acquire more properties to scale?

So I’m acquiring a duplex and my lender gave me a 4.125% and is trying to charge me 1.582% in points.

I will always advocate acquiring as many additional rentals as possible.

We acquired 9 rental properties in about 18 months and now cover all our expenses with rental property cash flow.

Regarding your questions about acquiring a HML for a buy & rent strategy, three quick thoughts: 1.