Hello Benjamin,The way to accomplish your particular goal is the acquire foreclosed properties at a steep enough discount including rehab so that when you refinance the ARV is high enough to cash out all your original funds at 70LTV.

The real competition to full-service agents are those that are offering the same bundle of services, but at a discount.

The point of wholesaling is to find discounted off-market opportunities so looking on the MLS for people whom are already represented is counter-intuitive.  

  - both would be income plays only, as purchase prices are, as the others have said, at market, not much or any discount.  

Allstate offered multi property discount. 

Lets say i spoke with a seller that is not interested in selling at a deep discount but is interested in seller financing options.

You are already in this far, if the numbers are good and you are getting a great discount it may be worth it to hold on. 

Be ready to walk on this if you're not getting a substantial discount from the seller.

I also get a 10% discount at HD/Lowes.My RE Agent supplied me with 11 COMPS but out of the 11 I only found 2 to be +/- 500sf, 10 years of construction and 1 br/baOf the two relative COMPS the sold price mean was $294,900 (I know that I need to pull more COMPS but it's a start) I'd be happy with $250,000 ARVMy question is does this property have good sweat equity potential?

I felt very prepared when I took the state and federal exams.One thing your girlfriend should do is look around for a brokerage firm where she may want to "hang her shingle," most of them offer a discount to ProSchools.Good luck.