HOWEVER, what I am not 100% convinced on yet is if there is a negative effect on my FICO score because in the past any mortgage in forbearance is reported to the credit bureaus under a different code which then in turn lowers your FICO score.Does anyone have inside knowledge of how this actually does or does not affect FICO scores?

@Caleb Heimsoth that is incredible!

They pulled my credit score that is also better that what I told them.

But in an effort to reduce mortgage rates, the Fed has been purchasing an incredible amount of Mortgage Backed Securities, causing their price to rise dramatically and swiftly.

Texas is a massive state with scores of different markets . 

Currently, I’m in the research phase of the REI timeline, but I came across this property:https://www.redfin.com/SC/West...I did a quick calculation and the numbers were incredible. $15,000+ annual cash flow and over 30% ROI?

We scored a deal on a STR that has had 100s of reviews. 

As far as secured cards go it's easily the best and if you want to invest in real estate it's imperative that you start working on your credit score as quickly as possible. 

But I would raise my minimum qualifications , credit score up to 675 , First AND Last month rent with security deposit .

I've used Fincher for years, I've used Bunce for years, but recently I started going to Raquel Fuchs at Tiago Title and she is incredible