Forward looking projections are always a risk gamble so putting weight on it too much can be potentially problematic.What to consider in splits, fees hurdles is who (what parties) has what at risk when you run a Stress Test / Sensitivity Analysis.

The market is rapidly changing and this is not the time that homes are selling way over asking while not being perfect.

Caveat, some markets have seen rapid appreciation lately and it's possible that someone purchased a home at market value and within 6 months their homes naturally appreciated enough to do a cash out refinance and pull out their initial down payment. 

“Over the last 18 months, many nonbank lenders have been lending over LTV, since rental rates are moving up so rapidly and the overall debt service ratio is getting better,” Gerken noted.As an example of interest-only trends, PGIM cites a $44.5 million loan for a property in Georgia.

Colombus is growing rather rapidly and looks like it will only continue to do so for the next couple of years.

I'd rather not go fancy for the rental on the cooktop, but replacing the cooktop after 2 years is once again silly seeming and wasteful.All this said, any general thoughts about how to weight improvement decisions in a case where you're intending to move in shortly would be welcome. 

My wife and I are considering buying a duplex in a major metro in the South, in a rapidly developing and trendy in-town area close to downtown.

There is a lot more opportunity in a state here in the US that's landlord-friendly and is growing rapidly like Columbus.

@Michael Hyun We wanted to make our Costa Rican Family and Corporate Mountain Retreat a unique stay so we bought a property with amazing views and then added these features:- Art on the walls by local photographers of beautiful places to visit in Costa Rica- Pick up and drop off at the airport plus vehicles for rent onsite- Authentic Costa Rican meals cooked by our grounds keepers- An exercise room with weights, a treadmill, and an exercise bike- and tour guides that can take our guests on excursions.

For example FICO 9 completely ignores collection accounts that have been successfully repaid, and doesn't give very much weight to medical bills that are currently in collections.My point is don't make a financial decision based on what these sites are telling you will happen to your score.