None of them are perfect, but make sure that the one you select is truly providing you a turnkey product and that they provide you a good quality property manager. 

Not all loan products are fit for everyone.

@Jarvis Brown another option is to use Hard Money to buy a rehab, fix it up, and cash-out refinance after the seasoning period into a commercial loan product.

While there may not be a governmental product(other than an FHA loan) that offers 5% down option, a local smaller bank may be willing to do it. 

Its also a product that the user gets to keep and use on a daily basis. 

Getting started should be pretty easy when it comes to insurance, however, as your portfolio starts to grow you'll likely want to get with an agent that very well versed in this area of insurance and that has access to multiple products for investors.  

Essentially, the downside to a HELOC is that you're paying a rate higher than most purchase loan products out there.

@Gorden Lopes Huntsville, AL - Blue OriginOur world-class engine manufacturing facility in The Rocket City will conduct high rate production of the BE-4 and BE-3U engines.

They may have a better product for you or be able to work some magic in your benefit.

They will be on your side and help you shop around to different banks/lenders to find best product.