Those are all valid points, and polite disagreement is generally productive disagreement!

I bet you will be buying a house in no time once you start working with a lender that is able to offer a variety of loan products and outline the steps you need to take.

When you stated you were not pulling permits, we all assumed you were cutting corners as your first psot did nto indicate your scope of work.In my experience on commercial projects, when the GC asked me to cut my price, their jobs were not run well and they were slow pay.  

For most people investing in real estate it is a long slow process that takes what you might view as a life time.Many individuals beginning set lofty monetary goals that are not realistic.Your goal should be to...................

You might consider the buyers I spoke about as the power source for the wholesaler's activities.Gurus sell a product about real  estate, they aren't buying or selling real  estate, they devise systems that pull the fuses out of the circuitry and replace them with a penny.

Whether your solution is going through the secondary market or a commercial loan... they typically offer both of these products in house at competitive rates.

Compared to last year, many of these companies' sales numbers have shown signs of slowing down and if this continues we'll probably start seeing people losing their jobs, which means people might start missing their mortgage payments, etc.

Sorry to say, but much of all that is the  fire hose.Like any industry you begin by learning about the product and the rules of the industry.You need to learn real estate basics before you try to  learn how to deal in real estate.I suggest you get a text book  for Realtors to study for their license, that is the meat of the industry in all states, but states are unique.You'll then find out that real estate is unique and is not dealt with like personal property.

There are a lot of Z-wave hub products on the market check them out. 

I feel that's a good thing to do, but by no means required in order to be an ethical person.In other businesses I've bought products from one vendor and resold elsewhere for 3-5 times as much.