The issue with folks selling these loans without knowing how actual residential loans (where you DO have to be licensed and are heavily regulated) are getting people into trouble with simply wrong advice etc.

Welcome to BP Noah,These forums are a great place to learn and meet people, whether you're just starting out or you're a seasoned investor.

My point is the process of investing in real estate is not as fluid as it seems and for busy people it may even turn them off or they may just start splurging money and expect high cash flow and that won't happen.

Borrowing the down payment from other people can be a powerful accelerating strategy.

More people rent in Cleveland than Columbus - https://www.cleveland.com/data/2022/12/ranking-ohio-cities-b...I work in both markets and each one seems to have a fair amount of investors

Hey Alex, I'm interested in meeting other people in the ADU development space. 

I know people who invest in that area and do very well.

And I provide Rent to own homes for people with less -than perfect credit 

@Kerry Baird are there any problems with partnering with someone else on a primary residence (1-4 units, FHA/conventional loan), just as long as one of the people on the deed is living in the house/in one of the units?  

People tend to follow the money, but don't realize where they are in the curve.