Carlos you could do a blanket loan or single asset loans / combination of both and/or sell some them. 

And finally...D.

I found a bank that will give me a loan against the note.

I have a very odd situation:I basically bought a house for a friend of mine about a year ago and gave him a 5% interest only loan for the entire purchase/closing/renovation costs.Both he and I would like him to get more permanent financing.But, he does not have a social security number. 

Loans are based off your net income if you are a sole proprietor like myself, so the more expenses I have, the less eligible income I will have for loan calculations.Does anyone know how small to large size companies get loans?

DSCR loans can be expensive because of points, etc.

It effects every aspect of the property and performance- the type of loans and insurance you need will change if you don't hold the property in your personal name. 

Here's some guidanceon finding your first deal:- Define Your Criteria- Explore Financing Options: Withyour budget for a down payment, you have several financing options to explore.Conventional loans typically require a 20-25% down payment, while FHA loans forowner-occupied multifamily properties may allow for a lower down payment,around 3.5%.

Does anybody know if my father can prove his income to a lender when I try applying for an FHA loan instead of my income? 

Does anyone know of any lenders willing to do a bank statement loan under 100k?