@John Bertolon, this is one of the many challenges with being a landlord: your tenants have an expectation that you will provide them a safe and nice place to live.  

I have spoken to Beltway about a dscr as I have yet to find anything local that provides those.  

I am in the area there are good amount of properties here that definitely can be added value. 

Low cost basis so the depreciation is not high. 

Adding money to the loan for fees does nothing to increase the value of the home 

What is the Loan to value on that? 

This update is crucial to ensure lenders recognize the increased value of my property, especially since I have equity in the home and am looking to refinance at an opportune time.Is it necessary to hire a licensed general contractor for this type of project?

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They can provide steady rental income and tend to be easier to manage than larger complexes.Management: Since real estate investing can require hands-on management, think about whether you want to manage the property yourself or hire a property management company.

the US actually had a pretty high birthrate - 2 or above - from 1989 to 2009.