My cash flow is not great because of high insurance rates and HOA fees.

I would not recommend using appraisal gaps because if the appraisal is less than the offer 1) you are overpaying for the property based on the value set by a skilled independent appraiser 2) you have to come in with a bigger down which impacts return, reserves, etc. 

We did discuss as a board having a more hands on property management company but looking around the fees were quite high and the community liked keeping their HOA dues low.

I purchased my first rental property - a newer home in a high-appreciation market and neighborhood - with a business partner, and she and I have had the hardest time getting it rented.

Seller financing won't have any impact on the potential capital gains that you would face by selling a property, either -- you're still selling a property for the same appreciated amount.

Properties that prioritize energy efficiency, environmental impact, and health and wellness features are becoming increasingly attractive.Key Takeaways:Retrofit existing properties with green technologies to reduce operational costs and attract eco-conscious tenants.Incorporate sustainability and wellness features in new developments.Flexibility and AdaptabilityThe future of CRE demands flexibility.

You need to bank more money and stop looking for high-percentage leverage that will collapse your future.Earn and learn.

This needs to be at least positive, or your price is too high.

The mortgage on the property is still fairly high with a balance of  $285k.

They have 4 main divisions: Acquisitions, Property Management, Retail, and In-House investor-friendly lending.