I use a CPA for State & Fed filings where I perform the monthly accounting and provide the PnL and Balance Sheet data for inputs. 

Hi, I believe the usury rate in Al for a private investor is 10% or 5% over the fed funds rate, which right now means 10%.

Which led to many many frustrating emails and explaining that one of them was going to have to give up on the home otherwise we would proceed down the FED path if rent isn't paid which would not be good for all of their records.

The money rolled in until the feds started sniffing around.

@Jelani Howard I always advise people to budget $800.00 a year for snow and grass. 

The fixed rate 2nd rates are going down while HELOCs are going up since HELOCs are tied to the Fed Funds rate which is increasing.As a mortgage broker, I work with different wholesale lenders who offer different options depending on what a client is looking for.

The Fed kicks off their two-day meeting today, with their statement due for release at 2:00pm ET.

You should ahe something for Vacancy.Utility (while vacant)/Tenant-nonPerformance.Also, who's going to cut the grass and shovel snow at the duplex?

Get a $ 3500 used Camry and go find some properties with high grass lol you don’t need a 30k shiny depreciating liability with 450$ a month car payment to find vacant houses in your town .

2:05 PM : The Fed has increased the Fed Funds rate by the expected 25 basis points to a target range of 4.50-4.75%.