Most will call me crazy, but I do not plan to carry debt on all properties forever. 60/40 "rule." 

He of course also ran away with his credit totally destroyed forever, and the lenders mostly failed.

Also keep in mind that your first STR investment doesn't have to be your forever investment. 

It has taken forever. 

My favorite at the moment is Buy and Hold Forever by Robert Schumacher and he became very wealthy.

We probably won't live in the basement apt forever, so this would be temporary.Thanks for any insight you can offer, bc the tax software is not helping me at all with this.

My garage contractor quoted $175 per panel and said their useful life should be "forever".

This would free up (slightly) more monthly cash and would (slightly) help your DTI, although DTI help here vs student loan payoff is negligible.The student loan is with you forever regardless, so one could make an argument for paying that off first even though the monthly payment is less, interest rate is less (are you able to deduct your student loan interest in your particular situation - if so, your effective interest rate is even less!)

This will give you a little insurance for ever changing market conditions.

I focus on doing things I'd otherwise have to hire a licensee or wait forever for like my fence or carpet.