- Are lenders attempting other methods of inspection like video conferencing and tools of the sort?

The second report is my attempt at a counter offer. 

Please note that the account into which the funds are deposited must be the same type of account from which the funds were first withdrawn (e.g. withdrawal of pre-tax funds from a 401k could be deposited in a pre-tax IRA but not a Roth IRA - "like to like").Loans:Payments on a 401k loan taken under the CARES Act must be paid back starting in 2021 over a 5 year term.Here are the details regarding the loans:NEW LOANS:The CARES Act which was enacted to provide relief to individuals impacted by COVID-19 allows for increased 401k loans and more flexibility for repayment of these loans.Specifically, you must be an individual who meets one of the following conditions to demonstrate that you have been impacted by the crisis (and it will be your responsibility to retain documents in your files that demonstrates that you are a qualified individual):Individual who is diagnosed with COVID-19, with a CDC-approved test;Individual whose spouse or dependent is diagnosed with COVID-19, with a CDC-approved test; ORIndividual who experiences adverse financial consequences as a result of being quarantined, furloughed, laid off, having work hours reduced, being unable to work due to lack of child care due to COVID-19, closing or reducing hours of a business owned or operated by the individual due to COVID-19; or other factors as determined by the Treasury Secretary.On or before September 23, 2020, such individuals take a 401k participant loan subject to the following terms:Maximum Amount of the Loan: 100% of their 401k balance not to exceed $100,000.

I need advice, I am attempting to buy a 3 bed 2.5 home (My very first home) from a older gentleman with; no representation who is trying to move out of state ASAPWho refuses to pay a broker fee (because he absolutely does not like agents)  and he also DIY his home by adding the extra rooms and bathrooms.

I am attempting to consider the pros and cons of this arrangement and was looking for advice and insight from those who have done in before.

If it's Fast & Cheap it will not be Good, If it's Good & Fast it will not be Cheap. " This is what I like to call The Reality Paradox, where people spend ridiculous amounts of time and stress attempting to get the unrealistic result of quality work, readily available when they need, for the bottom of the barrel prices, with excellent reliability.

I have banked with Chase for most of my left. 4 checking accounts, 3 credit cards, 1 line of credit all under one roof is nice.I do have lines of credit with 3 other banks but I dont keep deposits with them.In attempting to refinance my commercial office building, one of the bankers said they would have more lending flexibility if I had my accounts with them.

On the duplex deal,we need more info on what you are attempting to do.

Attempt to recoup my investment (whole or in part ) while taking a line of equity of some sort to use for a  downpayment on an traditional brrrr. 

These protections extend for 120 days from enactment (March 27, 2020).https://crsreports.congress.gov/product/pdf/IN/IN11320Let me be crystal clear: I am not a proponent of it!