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-Mac

Account Closed NEC does actually permit it...Sec. 210-7(d)(3) permits any of the following installations when replacing a 2-wire ungrounded receptacle:(a) Replace it with another 2-wire receptacle;(b) Replace it with a GFCI-type receptacle and mark the receptacle with the words “No Equipment Ground;” or(c) Replace it with a grounding-type receptacle protected by a GFCI device (circuit breaker or receptacle).

Firstly, because thee SHF index only track properties that are financed by a mortgage so they don't represent the whole market (SHF is the Fannie Mae / Freddie Mac equivalent of Mexico).As you know, Mexico has two distinct real estate market:A.

Can you refinance the mortgage with the seller into a 30 year conventional mortgage through Fannie Mae or Freddie Mac while the remaining mortgage balance is $105k after 1 year of purchasing the property and the property appreciates 5% resulting in the value of the property being worth $126k) to an interest rate lower than 7% that was proposed with the seller?

@Brandon Turner Turner coined the term "House Hacking" to describe using your personal residence as an investment property.Read this: http://www.biggerpockets.com/real-estate-investing Listen to the Bigger Pockets Podcast with @Joshua Dorkin and Brandon turner.I don't have an Apple device so I stream the episodes on my Android phone using the Stitcher app.

I got a rate if 3.9% this summer through Freddie Mac.

Under my understanding - unless we are talking about a portfolio loan - the 2 properties under 1 mortgage will still fall under 2 mortgaged properties under Fannie Mae/Freddie Mac guidelines.It will also likely be more administratively burdensome with likely more fees to do it than to just get a separate mortgage.

This typically works out to being about ballpark 6 months of PITI reserves for all rental properties, which was the old standard (and is the current Freddie Mac standard).- You have 7-10 financed properties. 6% of unpaid mortgage balances. 

She said that this is a fannie mae/freddi mac guideline for conventional owner occupant loans and will be like this mostly everywhere.