_r=0The Supreme Court’s Disastrous Misreading of the Fair Housing ActA decision endorsing ‘disparate impact’ analysis will turn a law meant to prohibit discrimination into a vehicle for race-conscious housing decisions: http://www.wsj.com/articles/the-supreme-courts-disastrous-misreading-of-the-fair-housing-act-1435707270More Millennials Are Living in Single-Family HomesFannie Mae report and commentary find that millennials favor living in single-family homes, whether they buy or rent: http://www.inman.com/2015/07/01/more-millennials-are-living-in-single-family-homes/Moody’s Analytics: Single-Family Rental Growth Will AccelerateSingle-family home rentals since the housing bubble burst nearly a decade ago have seen massive growth, according to a new look from Mark Zandi, Moody’s Analytics’ chief economist.

My assumption would be that the decision becomes simply a numbers equation.

You made some great decisions through the years and now you in a position to get even better returns by using your portfolio properly.  

I know I skipped some of the math such as vacancies, turnover maint, appreciation etc but I wasn't sold on these being the major decision factor (please DO correct me if I'm wrong here)What am I missing? 

I think it makes sense i get some percentage higher than 50, or a flat fee, but i want to be equitable in coming to the decision.

It's a personal decision.

You should trust yourself and not compromise your core beliefs in pursuit of success, whether it be a conscious decision or just a naïve one. 

There are so many decisions to make when rehabbing or choosing tenants, hiring and firing contractors, choosing ceiling fixtures and coming up with more money when the unexpected happens.

I have zero regrets of my decision.Below are some of the reasons that I made my decision.1) I purchased my property for 10% below FMV(appraisal vs purchase price).That means any penalties that I paid was made up for already on the purchase2) I don't like that my money was tied up and felt restricted until a certain age.3) I believed my appreciation / cash flow from real estate would be greater than the return in a retirement account(Not self-directed)4) Real estate investments can provide some tax benefits so you can still think of it as a 'tax-sheltered account'Best of luck!

My worst financial decision ever was not dropping out of college and doing $2,000 per year IRA's at 18% fixed.