HOA fees are rough for borrowing on investment properties in this interest rate environment too.

Crazy cheap. 

I have found this to be very, very cheap and a nice touch when emailing prospects.

Looking to get into my first STR in the next few months out in the Knoxville/Oak Ridge/Gatlinburg area(s)....I understand getting average daily rates, occupany rates, mortgage, saving for maintenance/CapEx.

They are super cheap and might give you a bit more peace of mind.

And I simply cant fathom how cheap they build in areas like Texas and OKC that i have seenI know why our FLA dingers are so cheap its all minimum ubc code stuff .. 

From what I quickly read in the link above, seems like you just need to have a bank account that is govt insured and earning interest, doesnt have to have the tenants name on it, but you need to inform the tenant of account and rate the account is receiving. 

So if they pay more it is not that they pay over market rate.

These situations often require immediate attention that might not align with your available hours due to the time difference.Regarding property management fees, these can vary widely and you might find that the rates are more reasonable than expected.

So the point of this is that what often occurs is that in the year that you close on your purchase you start out at the seller's old property tax rate.