You don't get there overnight but that's the beauty of understanding your investors objectives, their personal situations, and helping them understand your investments.  

@Ray Jansma Let's put ARM aside for the moment.

At this moment, he is able to obtain conventional financing as he is a US citizen working for a US company.

Started Oil & Gas Consultancy business with my brother in 2009.Got to $2M/year by 2012, then life happened in 2014 after being back-stabbed by our partner that took us from Riches to Rag by end of 2015.Father of 3 beautiful kids & a sweet wife.

The beauty of this is: 1) with creativity and ingenuity, you can value engineer the property to increase NOI and have an exponential increase in FMV of the property; 2) as opposed to SFRs, in a sideways market where no appreciation is happening and market forces are determining the value, w/value add apts you are controlling value not so much the market and can "force" appreciation.

Beautiful area and I have always been a fan of native-born citizens Seargeant York, Dolly Parton and Davey Crockett.

I would love to be able to pursue whatever I'm into at any given moment full time and not worry about if the bills can get paid. 

The kitchen is beautiful and the finishes are well appointed.  

I am fully motivated to get going but am limited in time at the moment.

I am however, optimistic that the election will discourage competition for now as I am the only offer at the moment.