@Alex NgMost likely, income verification will be based on your tax return documents. 

Yes I still paid transfer tax based off of the assed value.

, this is the grey type of color wood like)

However, the return on an investment in real estate is usually calculated from the perspective of ROI and Cash-on-Cash return, which is based on the cash flow on the deal. 

DSCR loans can also have flexible seasoning, meaning you can cashout refinance quicker based on the new appraised value.

Based on the criteria you listed, I think our market may be perfect for you.

Why do licenced/fiducary advisers keep recommending a broad based etf? 

For instance, if your property is listed for sale below its appraised value or if you reduce the asking price during the listing period, most lenders base their lending decisions on the lower of the two values.

Gluing the pad to the step might cause it in time to delaminate(since it's glued to the plank with a pressure sensitive) and release from the step especially when people are coming down the steps.Your chart covers a lot of the bases but not the ones that can't get you in trouble namely concerning the install.

Yes, you will be required to pay income taxes on your withdrawal based on your year-end income vs expenses.