Many title searches/insurance policies supplied by REO title firms will not include, and have exceptions for, any unrecorded liens....such as utilities, code violation fines, etc.

I wouldn't put any utilities in my name.  

The reason I got notified of your comment because I have keyword alert setup and because I'm following this forum post (these are useful tools to utilize, look into that if you haven't already). 

That is really discouraging because it puts my goal of quitting my job out even further.With the demands of 3 kids (2 in sports), 1.5 hour commute each day, and my current job, I'm having a really hard time fitting in starting a new career and business.

@Phillip Syrios They probably look at debt/income ratio, credit limits, card utilization, length of employment, delinquencies, and bankruptcies.

The code violations, city/county/utility debts stay withe property.  

As far as your question goes, my best advice is to utilize an attorney that is well versed in real estate law as well as barred in the state you are looking to invest in.

Flips and wholesales may be utilized intermittently as opportunities to work with other investors and grow my capabilities, and for short term capital growth between buying new properties to hold.I am also involved in short sales around New York City, particularly Brooklyn ,  and am always looking for a good deal around there as well.

$400 includes utilities.  

(Year Built, Siding, Roof, Basement, Foundation, Heat etc.)Page 2 - The NumbersCost to Purchase, Closing costs etc.Cost to Repair (Clean out, New Floors, Painting)Holding Costs (Taxes, Insurance, Utilities)Anticipated Sales Price, Closing Costs, Commissions.Profit and Split.ROI.Does anyone see anything I should be adding?