Applicants that aren’t willing to buy or rent things like refrigerators and dishwashers will automatically pass over any advertised rental properties that don’t come with the desired appliances.Landlords who want to cast the widest net possible for good applicants and stable tenants often supply some or all appliances in their rentals.

Long-term stable rental income and appreciation.

Long-term stable rental income and appreciation.

I'll keep that in mind.I'm also planning on exploring short term rentals of my unit once I get into a stable spot.

They should have generally stable guidelines to follow.

You will have more lending products available to you with a paying stable tenant, such as a DSCR loan. 

However, I have kept it because it is flexible, I work from home and provides me a stable foundation for applying for residential mortgages (Different loans, especially in the commercial space handle finances differently).

A $50k W-2 job is probably better than a $100k self-employed gig, as least in the short term (because conventional lenders will require two years of tax returns showing stable self-employment income before they will consider it). 

I know that for multi families, it is possible to utilize 75% of the anticipated rents for the property as part of the income consideration for financing; however, does this rule still apply w/o currently having stable income from a primary job?

For a 90 day period that is a pretty dramatic drop, and Kansas City is a rather stable market relative to the Southwest and Coastal areas.