Now, let's see if we can figure out your next steps.You could just sell them off for a little profit as others have suggested.Another option to consider might be finding private lenders who could help you bring these to closing (sale).Start by listening to family, friends, neighbors and others and listen when they complain about their 401(k), IRA, etc. and not getting the returns they would like or that their accounts are at risk on Wall Street.At the same time, learn about self-directed retirement accounts so you can teach those other people how put their money in a position where they can have greater control and get greater returns with less volatility.Then, learn how to introduce people you know to self-direction.

The property management company for the HOA will still be retained to handle all accounting and management functions while working closely with the board as well to ensure our success.  

Someday soon Real Estate will be 'a la carte'  the handwriting is on the wall.  

Is there a giant hole in the wall?   

Some cities will let you combine them & others won't, we looked into one city that required a 1000 foot separation between the two.If you're looking into building a grow facility to rent out it can get very involved and expensive especially if they are going to separate the THC then your looking at ballistic walls, generators, 5 tons of cooling for each grow room.

It benefits the lender because otherwise they'd get single-digit ROI on Wall Street or, possibly, even lose anything from part to all of their money.I have one colleague in my local investing group who, in effect, pays his private money source 20%.

To do this we have several regulatory law firms on retainer to help us understand issues and to review educational materials we produce.That stated, it is important to understand that what may work in one state, may not work in another, so what can or cannot be done in Wisconsin is not the same thing as exists in the bordering state of Illinois.Here are some things to consider:Licensed lenders (meaning a state licensed lender with at least one MLO on their payroll) and depository institutions cannot legally partner with an unlicensed entity, but they can enter into a joint venture relationship that has many compliance requirements the lender must do, and compliance requirements the lender must require of the third party.It is a violation of federal law to artificially increase a price in order to hide fees or other requirements under several federal laws. 

However, they're still very high, but the writing is on the wall.

The mold was so bad, most of the walls had to come out in both units!

Meet People with Experiences Similar to Your Own: There are many organizations (both free and paid) out there that you can join such as BiggerPockets forums, local real estate meetup groups, The Entrepreneur's Organization, your local AICPA group, etc. that gives you a place to receive advice, guidance, problems and ideas.Utilize the R&D Tax Credit: Your business could receive a 10-20% refund for employee labor that’s associated with improving a product or process.Utilize Employee Retention Tax Credits: If your employees that worked for your business during the pandemic are retained through the end of 2021, your business could receive up to $9,000 each quarter that your employees were retained.Own Your Own Office: This would allow you to have multiple tax deductions, utilize depreciation, take advantage of appreciation of the property, as well as allow your company to rent out any unused space to help pay the mortgage.Take Advantage of Energy Efficient Tax Credits: There are many opportunities to take advantage of these credits such as updating the HVAC system, installing energy efficient lighting, etc.Perform a Cost Segregation Study on Your Property: This would allow your business to immediately write off the personal property within the building.Utilize Work Opportunity Tax Credits: If you hire employees from groups that typically face a barrier when it comes to employment such as people with physical or mental disabilities, veterans, etc. your small business could receive a tax credit while also helping the underserved.Use the SCORE program: This program is free and connects you with resources, and mentors and specifically focuses on helping small business owners excel.