I'd do a landlord insurance policy and umbrella policy regardless.2) I may cash out refi the second and third duplex (both bought in cash) if/when interest rates drop to buy my dream home in the next few years. 

Most title companies and closing attorneys these days want wires in my experience.

I am interested to learn more about this opportunity and invest But I am located far (Canada)Can somebody share contact of person/company who might be able to assist with this ?

If a hilltop home was a potential purchaser's goal these are some estimates we got for professional work:Getting power to the hilltop will cost about 50-60k according to the local power company. 66k for overhead lines, 52k for buried (not including trenching). $3600 for a septic permit & design about 50k for sitework (very long driveway), though foresters have noted the potential for NRCS funding for road improvement and invasive species management (i.e. clearing the 8-acre area which has blackberry bushes galore) which we are in the very early stages of looking into. 

Who will be president/governor/mayor in January and how will their policies impact my property?

Multiple, billion dollar companies are investing investing heavy in our area, such as Intel, Google, and Amazon.

I would contact your local title company and get a straight answer. 

Can someone clarify the BPCON 2024 guest policy? 

A warranty company not covering a claim?

For example the contractor had to replace roof or do other repairs to make the property rentable and I spent 2 hours talking to the roofing company and plumber?