. , and now wondering what the process might be for acquiring something there, where it might make the most sense, and if the numbers check out in the short and potentially long term.I'd love to connect with anyone who can offer any advice or thoughts would really be tremendous.

I manage both long-term rentals (LTRs) and STRs, currently operating seven STRs, all of which are profitable.

Can refi an existing mortgage to a shorter term “Mini Mortgage.”

My strategy is long term appreciation with breakeven cashflow (for now), so the question is what do you guys think is a better investment long term? 

As long your debt to income ratio isn't preventing you from borrowing more money, buy a rental and use the extra money you earn from that to pay down the highest rate mortgage first. 

This strategy has allowed me to save on closing costs, secure favorable financing terms, and refinance almost immediately, all while minimizing my down payment.

How long do I have to let it season?

Depending on the state the properties are located in, some lenders will let you pull 80% cash out during the refinance process as long as the property meets a 1x debt service.

I’m interested in doing long term rentals using the BRRRR strategy, but curious to learn what others are doing.

Anything the HOA can do in terms capital improvements to lower the rate?