I won't say they don't exist, because I know several that are appropriately licensed and can make these loans, but they tend to specialize in lending to well-qualified borrowers that the banks won't touch.

Would you consider lending money for some California Buy/Flip projects?

At the numbers you provided your debt to income ratio (DCR) is 1.13; banks usually only lend at 1.25 DCR or higher.  

anyone found a company that does rental loans that you have had or know someone who has done business with said company...........I have used inland capital in east wa ...and eastside lending in Seattle WA.......both fund no upfront fee .....but all short loans looking for a rental loan company with good record........advice?

Folks sold these same assets to subprime buyers (lower end) or retail to home buyers (A-B) asset (  Now look up B2 R ( branch of blackstone)they are now coming out with lending  for their renters and doing loans under 40k ) Which should tell you the mess wont be the same but there will always be product coming out.

Some are lawyers or CPAs or lending/finance people.  

@Brandi Carballowho do you get your BRRR lending from?

Expect for a lot of institutional money to shift back into other asset classes when rates start rising.  

I read over a prospectus from one of the ones mentioned a lot on BP and they were going to lend money on mortgages.

Any advice for someone looking to get into the lending of Hard Money in Northern New Jersey?