Sometimes, smaller community saving and loan institutions have less restrictive qualifications. 

ULI(urban land institute) just released a new video from there recent conference you may want to check out on youtube. 

But of course every Investor just like the institutional Lenders have their guidelines the Private Investors have theirs and also their choice pf loans to their comfort zone each have their preferences.

But looking at projections of what my balance will be in 30 years versus cash flow and equity of real estate 30 years from now and I'll say I'm starting to believe that all the hype of the 401(k) is just so the financial institutions can hold on to your cash and leverage it instead of you doing it for yourself.It is so ingrained in us to not touch our 401(k)s that I get sick when I think of it, until I look at what that money could do in real estate.

So it really depends on who you talk to and the institution you are wanting to go with.

Most  (non-institutional) financial planners can help you get organized without managing your investments. 

Ok, here is what I got from WA Dept. of Financial Institutions (DFI).

Now they’re able to charge more (supply and demand) thereby rewarding those same owners who provided cause to institute the ban in the first place!

We are really, really good at what we do and provide great returns to the smaller investors that we work with, but when it came to nabbing institutional capital, we found that those that raise the capital can't get out of the way of those who actually are great at managing it.

Minnesota law provides that a member, governor, manager, or agent of a limited liability company is not personally liable for the acts, debts, liabilities, or obligations of the limited liability company.It is important to note that the owner will be liable for any personal guarantees or pledges the owner may make to any financial institutions or other lenders to guarantee a loan or other credit facility or financing made to the SMLLC.